Central Queensland
Yash and Fara
Property Highlights
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🏠 4 Bedrooms, 🛁 2 Bathrooms, 🏊♂️ Pool, 🚗 2 Car Garage
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🌳 Land Area: 733 sq.m.
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💸 Purchase Price: $492,600 (after $15,000 price reduction)
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💰 Rental Income: $580/week – Strong cash flow
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📈 Location: High-growth market in Central Queensland with 10-15% annual price appreciation
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🔑 Equity Gain: Immediate growth from price reduction, and rental yield boosts cash flow
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🏡 Property Type: Freestanding house with great land coverage, future equity potential
Yash and Fara's Journey: Turning Doubts into Action with Strategic Property Investment 🚀
Yash and Fara, a lovely couple, recently settled into their Primary Place of Residence (PPOR) about 18 months ago. They had built a solid foundation for their future but wanted to take the next step in securing an investment property. However, with a modest amount of equity from their recently purchased home, they had concerns about their ability to afford a property that would generate a good return and allow them to move forward with their investment goals.
They approached Future Secure Advisory with a mix of hope, but also doubt—unsure about the ongoing cash flow commitments required to maintain a property and achieve their long-term goals. The thought of negative cash flow and potential sacrifices to their lifestyle weighed heavily on their minds.
Understanding the Financial Dynamics: Overcoming the Fear of Negative Cash Flow 💸
To ease their concerns and give them the clarity they needed, Future Secure Advisory took a structured approach. Using our custom ChatGPT-based cash flow calculator, we ran multiple scenarios with different purchase prices and rental income projections. This data-driven approach helped Yash and Fara visualise exactly what their cash flow commitments would look like and how those costs would evolve over time.
We ran through various permutations and combinations to show them what the numbers looked like at various purchase prices and rental income levels. This gave them the confidence that they could sustain the property and eventually transition from negative gearing to neutral or positive gearing as the property appreciated in value and rental income increased.
The process helped them clearly see that their initial investment would be a stepping stone, allowing them to build equity for future investments and grow their portfolio over time.
Securing the Property: A Strategic Acquisition in Central Queensland 📍
With a better understanding of the financial implications and cash flow dynamics, Yash and Fara were ready to find the right investment property. Future Secure Advisory leveraged its expertise to locate a prime property in Central Queensland, a high-performing, hot market where demand was rising and the potential for growth was significant.
After extensive due diligence and multiple property viewings, we identified a four-bedroom, two-bathroom freestanding house on a 733 square meter block, complete with a pool 🏡. The property was listed for $507,000, but given the high competition and the limited supply, securing this deal required expert negotiation skills.
Negotiating the Best Outcome: Saving $19,000 with Strategic Price Reduction 💰
As a trusted advisor, Future Secure Advisory does not make decisions based on emotional bids. We apply a rigorous, data-backed comparative market analysis (CMA) for every property, which includes a thorough review of comparable sales, demand trends, and growth potential. This process ensures that we are always presenting a fair, informed, and strategic offer.
After facing some setbacks with initial offers, we used our negotiation skills to secure a $19,000 reduction in the purchase price. By effectively presenting a well-reasoned case to the seller’s agent, we were able to bring the final price down by $15,000, making the deal more favorable for Yash and Fara 💸.
Securing Strong Rental Income and Creating Equity from Day One 📈
The purchase price of $492,000 (after negotiations) was a significant achievement, but Future Secure Advisory didn’t stop there. The next step was ensuring strong rental income, which was a key part of Yash and Farah’s strategy.
We successfully secured $580/week in rental income 💵, surpassing initial projections and further reducing the burden on their cash flow. With a high-quality tenant secured through our property management partners in the region, Yash and Fara could rest easy knowing their property was now generating solid returns.
Additionally, the high-growth market where we secured the property means Yash and Fara will see at least 10-15% price appreciation annually, ensuring they build equity in their property faster than anticipated.
The Outcome: A Strong Foundation for Future Growth 🌱
Thanks to the education, strategic planning, and negotiation expertise provided by Future Secure Advisory, Yash and Fara have secured a property that not only meets their investment goals but also gives them the financial clarity they were seeking.
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Purchase Price: $492,000 (after price reduction)
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Rental Income: $580/week
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Equity Gain: Immediate growth in property value thanks to price reduction and high-performing market
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Location: Central Queensland, with 10-15% annual growth
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Future Potential: Transitioning to neutral or positive gearing over time as cash flow improves
This property is now positioned to generate positive cash flow, build equity, and serve as a foundation for future investments. It also provided Yash and Fara with the peace of mind that their investment was financially sustainable, allowing them to move forward with their vision of growing their property portfolio without unnecessary sacrifices.
Key Highlights:
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🏠 4 Bedrooms, 🛁 2 Bathrooms, 🏊♂️ Pool, 🚗 2 Car Garage
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🌳 Land Area: 733 sq.m.
-
💸 Purchase Price: $492,000 (after negotiating $15,000 price reduction)
-
💰 Rental Income: $580/week
-
📈 High-growth market with 10-15% yearly price appreciation
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🔑 Immediate rental yield and future equity growth
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🏡 Well-maintained with a solid tenant secured
Conclusion: Empowering First-Time Investors for Long-Term Success 💪
This journey is an excellent example of how Future Secure Advisory helps first-time investors like Yash and Fara navigate the property market with clarity and confidence in central Queensland. By providing them with the right education, data-driven tools, and expert negotiation, we were able to secure a property that will continue to deliver strong returns for them, both in rental income and capital growth.
If you’re ready to make your next property investment and want expert guidance every step of the way, Future Secure Advisory is here to help you achieve your goals. Let’s work together to build your property portfolio and unlock the wealth you deserve. 🌟